Welcome to Rick Gibbs, PA Insurance Agency

With all the challenges facing organizations and families today, no one has time to become an insurance expert. Instead, you need an experienced team who can analyze the various options open to you -- both insurance and non-insurance options -- and suggest the best alternatives for your needs. Then you're in a position to make a knowledge-based decision. That's the kind of team you'll find at Rick Gibbs, PA Insurance Agency.


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Celebrate the Season of Light Safely

Candles, lights and decorations are an essential part of the holiday season. Unfortunately, they also increase the risk of fire and injury. Each year fires occurring during the holiday season injure nearly 3,000 individuals and cause over $900 million in damage.*

To have a safe and healthy holiday season, the Insurance Information Institute (I.I.I.) recommends following these important safety tips:

Christmas trees

  • Pick out a freshly cut Christmas tree-one that is too dry can easily catch fire. Trim at least one inch from the bottom of the tree; this will increase the tree's ability to absorb water. Live trees need a lot of water so check the water level and refill often.
     
  • Place the tree in a secure stand designed to hold the weight of the tree. Never place a Christmas tree near a heat source such as a fireplace, radiator or stove. Do not use candles to decorate a tree. And never go near a tree with an open flame such as a candle, lighter or matches.
     
  • Dispose of the tree when it becomes dry, or when the needles begin to fall off in large quantities. Never burn old trees or needles in a fireplace or wood-burning stove. Instead, take it to a recycling center or have it removed by a community pick-up service.
     
  • If you buy an artificial tree, make sure that it is made of fire-resistant material.

Decorations and lights

  • Do not overload electrical sockets by plugging too many cords into a single outlet. Always unplug holiday lights when no one is home or when everyone goes to sleep for the evening. Use only Underwriters Laboratories (UL) approved lights. Inspect old light strands for any cracks, frayed edges or bare spots. Throw out any damaged chords.
     
  • When decorating a tree with lights, fasten them securely to the tree and make sure that no bulbs come in contact with needles or branches. Check wires regularly. If they become warm, unplug the lights immediately.
     
  • Never use indoor lights outside. They are not designed to withstand the elements and if they get wet, can cause an electric shock. Remove outdoor lighting as soon as the season is over. Even specially created outdoor decorations are not designed to withstand prolonged exposure to the elements.
     
  • Do not block exit paths to doors or fire escapes with Christmas trees or other decorations.

FAIA                    Trusted Choice                        Flood Smart

         IIABC -
 
Independent Insurance
Agents of Broward County
 

 


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